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How Can Your Business Be Prepared for a Fire?

A fire at your business might seem improbable, but it is not impossible. Hopefully, you’ve insured your equipment and space, but even so a fire can be a major setback and, even worse, can seriously endanger everyone present. Fire prevention and safety should be practiced and encouraged in the workplace, and there are specific measures […]

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Pros and Cons of Condos

There comes a time during every lease when a renter mulls the pros and cons regarding staying in their current living situation or moving on to some form of homeownership. What would be the right fit: home or condo? I can relate as this has become my dilemma. After some research, I started a list […]

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Griffith Agency Guide to Parking Lot Accidents

Parking lot accidents are some of the most common types of claims we receive and get questions about. The situation goes something like this– You finish grocery shopping at the ShopRite of Pearl River, store your groceries safely in the trunk, and then get in your car to head home. After you carefully scan the […]

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MY FIRST YEAR OF HOMEOWNERSHIP: 5 LESSONS LEARNED

Keep a reserve fund for expenses or unexpected repairs Two months into owning our home we discovered that we had an infestation of termites in our detached garage. This was a $800 expense my wife and I were not expecting nor did we budget for. Luckily, we opened a joint savings account just for situations […]

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blog image of a home smoke detector; blog title: smoke detector best practices

Smoke Detector Best Practices

Every homeowner knows that smoke detectors are crucial, but do we really utilize them to the fullest degree? The National Fire Protection Association estimates that 890 lives could be saved each year if all homes had working smoke alarms. This number is drastically lower than the number of deaths caused by home fires before smoke […]

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How to Lower Your Teen’s Auto Premiums

Giving your teenagers spending money already hurts your wallet, but just wait until they start driving and you have to pay for insurance every month. New drivers are the most accident-prone demographic in terms of driving, and insurers know that. Since teenagers are four times as likely to crash as an adult driver, their rates […]

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Will Using Nicotine Replacement Products Increase My Life Insurance Rates?

As a former smoker, you heard it a million times: you need to stop smoking for your health and your budget. So you did! And you started using smoking cessation products like gum, patches, or e-cigarettes that contain nicotine in order to kick the habit. However, the time has come for you to upgrade your […]

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How to Inform Your Kids About Fire Safety

Letting your little ones know the importance of being safe when a fire breaks out is imperative but can also be daunting. Such a serious subject can either be too much for them to handle, or it might go right over their heads. So how do you discuss the subject with them the right way? […]

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blog image of caution wet floor sign; blog title: a guide to preventing slips and falls around your business

A Guide to Preventing Slips and Falls Around Your Business

Whether you actually hurt yourself or just suffer from a bruised ego, slipping and falling is always a nasty shock. At home, you can usually just dust yourself off and forget about it, but if you own a business, slips and falls suddenly become much more serious. Maintaining a safe business property for your employees […]

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