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How to Handle a Parking Lot Accident

Parking lots are considered one of the most dangerous places to drive for a reason. With limited visibility, crowded spaces, and mediocre signage, parking lots are hot spots for fender benders on a daily basis. When an accident happens in a parking lot, there are typically three characters who have an important role to play […]

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Will My Home Insurance Policy Cover My Dog’s Breed?

As dog owners, we love our furry little companions more than anything. Unfortunately, some insurance companies don’t if your pooch falls under certain breed categories. There are a number of breeds that many insurance companies are hesitant to offer coverage for because statistics show that they are more likely to bite and cause injuries. This, […]

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Questions to Ask Yourself Before Getting Life Insurance

Choosing any type of insurance plan can be a daunting task because there are so many factors to consider. What are your risks? How much coverage do you actually need? How much will it cost? The stakes only get higher when it comes to life insurance, because it’s the one type of insurance that requires […]

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How Can Your Business Be Prepared for a Fire?

A fire at your business might seem improbable, but it is not impossible. Hopefully, you’ve insured your equipment and space, but even so a fire can be a major setback and, even worse, can seriously endanger everyone present. Fire prevention and safety should be practiced and encouraged in the workplace, and there are specific measures […]

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Pros and Cons of Condos

There comes a time during every lease when a renter mulls the pros and cons regarding staying in their current living situation or moving on to some form of homeownership. What would be the right fit: home or condo? I can relate as this has become my dilemma. After some research, I started a list […]

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Griffith Agency Guide to Parking Lot Accidents

Parking lot accidents are some of the most common types of claims we receive and get questions about. The situation goes something like this– You finish grocery shopping at the ShopRite of Pearl River, store your groceries safely in the trunk, and then get in your car to head home. After you carefully scan the […]

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MY FIRST YEAR OF HOMEOWNERSHIP: 5 LESSONS LEARNED

Keep a reserve fund for expenses or unexpected repairs Two months into owning our home we discovered that we had an infestation of termites in our detached garage. This was a $800 expense my wife and I were not expecting nor did we budget for. Luckily, we opened a joint savings account just for situations […]

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blog image of a home smoke detector; blog title: smoke detector best practices

Smoke Detector Best Practices

Every homeowner knows that smoke detectors are crucial, but do we really utilize them to the fullest degree? The National Fire Protection Association estimates that 890 lives could be saved each year if all homes had working smoke alarms. This number is drastically lower than the number of deaths caused by home fires before smoke […]

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blog image of a teenage driver; blog title: How to Lower Your Teen’s Auto Premiums

How to Lower Your Teen’s Auto Premiums

Giving your teenagers spending money already hurts your wallet, but just wait until they start driving and you have to pay for insurance every month. New drivers are the most accident-prone demographic in terms of driving, and insurers know that. Since teenagers are four times as likely to crash as an adult driver, their rates […]

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